Nicolas Garazo

Vice President

Nicolas is a10 year mortgage industry professional, with great knowledge on different products like FHA/VA/Conventional loans for both Purchase and Refinance purposes. He was born in Argentina so he is able to help a full range of borrowers including the Spanish community across the country, making a great impact in their lives.

As a loan expert, Nicolas handles the clients application from start to finish keeping them always informed in every step of the way. He continuously demonstrates his ability to connect with clients, find a common ground with them based on his personal experiences and travels. Nicolas shows his expertise in educating the clients on choosing the best program for their financial needs and always finding an angle to the client’s benefit.

Nicolas has also developed a great referral source of business where past clients are happy to recommend friends and family to him based on their experiences.

In his free time he enjoys spending time with his family and playing sports like tennis and soccer.

Languages spoken: English, Spanish

Nicolas Garazo
NMLS 938807
440.591.4842
nicolas@hppfinancial.com

Nelson Hernandez

Loan Officer

Nelson Hernandez has called Florida home for over 40 years, giving him a deep understanding of the state’s unique lifestyle. As a passionate professional, Nelson always prioritizes his clients’ needs. He graduated top of his class in Engineering from Atlantic University in 1995 and has over a decade of experience in the real estate industry. Nelson holds both a Loan Mortgage license and a Real Estate license. For the past six years, he has been recognized as a top 1% agent in the US. His expertise spans residential, commercial, and business real estate, making him exceptionally knowledgeable and versatile in meeting all his clients’ real estate and lending needs.

Languages spoken: English, Spanish

Nelson Hernandez
NMLS 2584814
954.695.7331
nelson.hernandez@hppfinancial.com

Marc Attar

Senior Loan Officer

Marc Attar is passionate about helping clients achieve the dream of homeownership. Originally from New Jersey, Marc moved to Florida at 18 and never looked back. He loves Florida living and is proud to help others find their place in the Sunshine State.

With 18 years of service as a police officer and five years of experience as a loan originator, Marc understands the value of family and the security a home provides. Known for getting the job done quickly and efficiently, he combines his dedication to community with a personalized approach, making the loan process smooth and stress-free for his clients.

Whether you’re buying your first home or refinancing, Marc is here to guide you every step of the way.

Languages spoken: English

Marc Attar
NMLS 1802404
321.689.4099
marc@hppfinancial.com

Areli Villeda

Loan Officer Assistant

Areli is a Loan Officer’s Assistant, excited to embark on this new journey and help clients achieve their homeownership goals. With five years of experience as a HomePath Assistant at Heartland Homes, HPP Financial’s trusted builder partner, she gained valuable expertise in guiding homebuyers through the process and ensuring everything runs smoothly. Fluent in both English and Spanish, Areli is able to connect with a broader range of clients and provide the support they need. Her primary focus is always on prioritizing the needs and concerns of clients, ensuring a seamless experience from start to finish. Outside of work, Areli is a proud new mom of two and enjoys spending quality time with her family.

Languages spoken: English, Spanish

Areli Villeda
863.342.0628
areli.villeda@hppfinancial.com